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Hitaishi Vehicle Finance Solutions

Buy your dream vehicle with
affordable used vehicle loans

Apply for Loan

ANY VEHICLE . ANY SELLER . ANYWHERE

Vehicle Finance
1

Share basic details

Enter few personal & address details for us to check eligibility.

2

Add vehicle details

Provide required details of the vehicle for your loan.

3

Customize offer

Personalize your loan offer with add-on service packages.

4

KYC & E-sign

Complete few digital steps of KYC & E-sign agreement.

5

Amount disbursal

Money will be transferred to the seller’s account you provide.

EMI Calculator

Eligibility Criteria and Documents Required for a Used Car Loan

Eligibility Criteria

Documents Required

Why Choose Hitaishi Loans?

Competitive Interest Rates

Enjoy some of the lowest interest rates starting from 7.5% for premium loans, ensuring affordable EMIs.

Flexible Tenure

Choose loan tenures from 6 months to 7 years to suit your financial planning needs.

Quick Approval

Get your loan approved in as little as 2-5 business days with our streamlined digital process.

Wide Vehicle Coverage

Finance any vehicle type, from cars and bikes to buses, tractors, and even cycles.

Multiple Lending Partners

Choose from over 15 trusted financial institutions for the best loan terms.

Transparent Process

No hidden fees, clear terms, and full transparency throughout the loan process.

Compare Our Loan Options

Loan Type Interest Rate Tenure Max Loan Amount Processing Fee Eligibility
Standard Used Car Loan 8.5% - 12% 1-7 years Up to ₹20 Lakhs 1% of loan amount CIBIL 650+, Income ₹2.5L
Premium Car Loan 7.5% - 10% 2-5 years Up to ₹50 Lakhs 0.5% of loan amount CIBIL 700+, Income ₹5L
Two-Wheeler Loan 10% - 14% 1-3 years Up to ₹3 Lakhs 1.5% of loan amount CIBIL 600+, Income ₹1.5L
Commercial Vehicle Loan 9% - 13% 2-5 years Up to ₹30 Lakhs 1% of loan amount CIBIL 650+, Income ₹3L
Cycle Loan 12% - 15% 6 months - 2 years Up to ₹50,000 2% of loan amount CIBIL 600+, Income ₹1L

What Our Customers Say

"Hitaishi made my car purchase so easy with their quick loan approval and flexible terms!"

- Priya Sharma

"The EMI calculator helped me plan my budget, and the process was seamless."

- Rajesh Kumar

"Great service and multiple lending partners to choose from. Highly recommend!"

- Anjali Verma

"I financed my commercial vehicle with ease, thanks to Hitaishi’s support."

- Vikram Singh

"The eligibility checker was super helpful in finding the right loan for me."

- Neha Patel

Frequently Asked Questions

What is the maximum loan amount I can get?

The loan amount depends on your income, credit score, and the vehicle's value, typically up to 85% of the vehicle's market value.

How long does the loan approval process take?

Approval usually takes 2-5 business days after submitting all required documents, subject to verification.

Can I apply for a loan for any vehicle type?

Yes, we offer loans for cars, bikes, buses, tractors, lorries, and even cycles, subject to eligibility.

What happens if I miss an EMI payment?

Missing an EMI may incur penalties and affect your credit score. Contact our support team for assistance.

Can I prepay my loan?

Yes, most of our loans allow prepayment with minimal or no penalties, depending on the lender.

Do I need a guarantor for the loan?

A guarantor is typically not required, but it may be needed for low credit scores or high loan amounts.

Loan Process Timeline

1

Application Submission

Submit your details online, including personal, vehicle, and income information.

2

Document Verification

Our team verifies your documents within 1-2 business days.

3

Loan Approval

Receive approval notification within 2-5 business days.

4

E-Sign Agreement

Complete the digital KYC and e-sign the loan agreement.

5

Funds Disbursement

Funds are transferred to the seller’s account within 24 hours of agreement signing.

Finance Any Vehicle Type

Car

Cars

Finance used cars with loans up to ₹50 Lakhs and flexible tenures.

Bike

Bikes

Affordable loans for two-wheelers with quick disbursal.

Bus

Buses

Support your business with commercial vehicle loans up to ₹30 Lakhs.

Tractor

Tractors

Finance agricultural vehicles with tailored loan plans.

Lorry

Lorries

Get funding for heavy vehicles to grow your transport business.

Cycle

Cycles

Eco-friendly financing for cycles with loans up to ₹50,000.

15+ Lending Partners

SBI HDFC ICICI Axis Bank Kotak Bajaj Finance IndusInd Yes Bank IDFC First PNB Bank of India Union Bank Federal Bank Muthoot Finance Mahindra Finance SBI HDFC ICICI Axis Bank Kotak