Get funds for your dreams with competitive interest rates, flexible repayment options, and quick disbursal
Your Estimated EMI
₹16,607
Get funds transferred to your account within 24-48 hours of approval
Unsecured loans without any need for property or asset pledge
Choose tenure from 6 months to 5 years as per your convenience
| Loan Amount | Salaried Individuals | Self-Employed |
|---|---|---|
| Up to ₹2 Lakhs | 12.5% - 16% p.a. | 14% - 18% p.a. |
| ₹2-5 Lakhs | 11.5% - 15% p.a. | 13% - 16.5% p.a. |
| Above ₹5 Lakhs | 10.5% - 14% p.a. | 12% - 15% p.a. |
Note: Interest rates may vary based on credit score, income, and relationship with the bank. Processing fee of 1-2% of loan amount applies.
You can get a personal loan up to ₹10 lakhs, depending on your income, credit score, and repayment capacity. For salaried individuals, the maximum is typically 10-12 times your monthly income, while for self-employed professionals it's based on your annual income and business profitability.
For complete applications with all required documents, approval can be as quick as 30 minutes for pre-approved customers. Typically, it takes 1-2 working days for verification and approval. Once approved, funds are usually disbursed within 24 hours.
Yes, most lenders allow prepayment after 6-12 EMIs have been paid. There may be a prepayment charge of 2-5% on the outstanding amount. Some lenders offer free prepayment for floating rate loans.
Late payments attract penalty charges (2-3% per month) and may negatively impact your credit score. We recommend setting up auto-debit or payment reminders. If you anticipate difficulty in payment, contact us immediately for possible restructuring options.